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Welcome to Harbor Star Insurance

At Harbor Star Insurance, LLC, we are dedicated to providing our clients throughout Florida with trusted, personalized insurance solutions that protect what matters most. With over 15 years of experience, we strive to create lasting relationships built on integrity, transparency, and outstanding service. Our mission is to empower our community by delivering comprehensive coverage options tailored to individual needs, ensuring peace of mind and security for families and businesses alike.

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What clients say

Valerie saved me thousands of dollars by shopping my homeowner's insurance! She was very prompt in returning my calls and emails. Highly would recommend her and her agency.

-Juliana Harrigan

They have been my carrier for 10+ years

-Sheila M.

I had questions about my policy with getting a discount on wind mitigation. Drea couldn't have been more helpful. She did everything possible to get my policy fixed. She did it in a timely manner and was PLEASANT! Thank you Drea!

-Maryann McShane

Even tho I lost my car during hurricane Helene, Progressive was the best! I received my check in no time and everyone was so helpful. I will use them again!

-Tracey Cervi

Drea was very helpful excellent service

-Jarrod Evans

She answered my questions and took care of the problem within 24 hours of my call. She is very professional yet friendly.

-Barbara Floyd

Drea was awesome and helped me save $2500 annually on car insurance with a well known company. Thanks Drea!

-Chad Crowell

Pamela has been and continues to be a true professional and custodian to help me understand the correct coverage for my best interest. She and Harbor Star are true leaders to giving me the best options and understanding to my insurance needs. Thank you!

-Anthony Crugnale

Valerie was great to work with and got us much better rates on our auto insurance. She was very professional and followed up as promised which I greatly appreciated. I would definitely recommend this agency.

-Carol

Valerie and the whole Harbor Star team is very responsive. They understand my questions and clarify what is necessary to ensure I have the correct coverage for the best rate. We have been using them for 4 years now and I would recommend them for auto and/or home.

-Vicki Sowinski

Valerie Roark is an absolute pleasure to work with on your homeowner's insurance needs. She responds quickly and answers every question so you truly understand your policy and options. I highly recommend Valerie and Harbor Star Insurance, LLC for your insurance needs.

-Dana Swanson

I have been using Harbor Star Insurance for years now. I would highly recommend speaking with Pam as she is prompt & knowledgeable. Thank you for all your help through the years :)

-Petrina Cicci

I have been using Harbor Star Insurance for my home, auto, and RV. Every time I call they are so helpful and get back to me right away. I love the customer service and I will continue to be a loyal customer because they do a great job for me.

-Holly harborhomebuilders

Great customer service!! Pam quickly returns calls, she is always helpful and knowledgeable.

-Susan Green

After 2 weeks waiting for insurance for my auto from another insurance office, I talked to Drea to see if she could expedite this process. Within 2 hour I had insurance and was able to license my new purchase. She addressed all my questions because I’m from out of country...

-James Heath

Drea was very helpful and professional

-David Saunders

Valerie was so helpful in getting a policy for me! She asked lots of questions and got to know my business to find the best coverage! It was a quick and easy process.

-Lacey Hughes

Great place and Pam is so amazing to work with!! What great customer service she gives!!

-Holly Blackmon

The best in the area. Worth the travel to if you are anywhere near Punta Gorda. Saved me thousands. Yes, thousands between home and car. Totally Recommend!!

-Vicki Hipp

Very helpful

-Jamie Peters

Testimonials

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