Personal Umbrella Insurance in Punta Gorda, FL
Protecting finances is a top priority if you’re facing a large claim. At Harbor Star Insurance, LLC, we help individuals secure personal umbrella coverage at a price that meets their budget.
What Is Personal Umbrella Insurance?
A personal umbrella insurance policy can offer additional liability coverage beyond the limits of your standard auto or property insurance. It helps protect your finances from substantial liability claims or legal judgments. This policy steps in when the limits of your existing coverage have been exhausted.
This policy can be helpful in the following scenarios:
- You cause a serious accident while driving your car.
- Your dog bites a guest, requiring multiple stitches.
- Your kid breaks a neighbor’s window while playing with a ball in your yard.
- You’re threatened with a defamation suit due to a social media post.
What Are the Benefits?
The following benefits showcase what a personal umbrella insurance policy can do for you:
- Broad coverage: It can cover a wide range of situations, including bodily injury, property damage, personal injury and lawsuits.
- Competitivelypriced protection: It can offer a significant financial safeguard compared to the potential risks.
- Peace of mind: Knowing you have personal umbrella insurance allows you to focus on what matters most, without worrying about the financial impact of a major claim.
How Much Does a Policy Cost?
The cost of a policy can be influenced by the following factors:
- Driving history
- Credit history
- Previous claims
- Assets (e.g., properties, vehicles, motorcycles, boats, etc.)
- Location
Where Can I Purchase a Policy?
Contact Harbor Star Insurance, LLC today to discuss your coverage options and request a personalized quote.